Add your bills
Snap a photo, upload a PDF, or securely link your insurance account — then every new bill is scanned automatically as it posts. No more wondering which envelope matters.
Your part: two minutes, once.
Medical bill review — early access now open
Don't pay for other people's mistakes.
Nearly half of insured adults got a medical bill last year for something they thought was covered — and most never push back. Fair Go reads every line of your bills and insurance statements, finds what's wrong, and handles the dispute for you.
Free audit
Encrypted, always
Delete your data anytime
How it works
You hand us the bill. We do the rest.
You shouldn't have to become a billing-codes expert to avoid being overcharged. That's our job. Here's exactly what happens — and the small part that's yours.
We audit every line
We check the billing codes, your plan's coverage rules, and your legal protections — then explain what we found in plain English, ranked by how much it matters.
Your part: read three sentences.
We make it right
If something's wrong, we draft the exact letter or phone script — and when a formal dispute is needed, we prepare and file it for you. You approve; we pursue it.
Your part: click "send."
What we catch
We find the errors most people never notice.
Medical bills are confusing by design — you shouldn't need to spot the mistake yourself. These are the ones we flag in seconds, and what can usually be done about each.
ErrorWhat can be done
A covered claim was denied
Care you were entitled to gets rejected — a missing pre-authorization, a covered service wrongly marked uncovered — and you're left the full bill. Frequently reversible.
A "free" preventive visit turned into a charge
A screening or checkup that should cost $0 was coded as something it wasn't, sliding it under your deductible and onto your bill.
A surprise out-of-network bill
The facility was in-network, but the anesthesiologist, lab, or radiologist wasn't — and you were charged as if you'd chosen them. Federal law often protects you here.
An out-of-network ambulance you didn't choose
Ambulances are routinely billed out-of-network even though you had no say in which one showed up. The result is a shocking bill — and you may have protections that limit what you actually owe.
Charged twice — or for care you never received
Hospital bills are long, dense, and error-prone: duplicated services, inflated quantities, items from someone else's chart.
Your copay or deductible math is wrong
The statement charges more than your plan allows, or applies a deductible it shouldn't. Your plan says one thing; the bill says another. We check both.
The bill blew past the estimate
The final amount landed far above the good-faith estimate you were given — a gap you're often entitled to dispute.
Not sure if your bill has one of these? That's exactly what
the free audit is for.
Why this works
The system counts on you giving up. We don't.
Billing departments and insurers fix errors every day — for the people who push back correctly, in writing, citing the right rule. Almost nobody does. We make you the exception, without the weeks of phone calls.
- We read the billing codes — and catch when they don't match your care.
- We read your plan documents — and hold the bill to what they promise.
- We know your protections — surprise-billing laws, preventive-care rules, appeal rights.
- We write the kind of letter that gets answered.
Your data
Handled like it's ours. Because it isn't — it's yours.
Encrypted end to end
Your documents are encrypted in transit and at rest — never left sitting in the open.
Personal details stripped
Names, member numbers, and other identifiers are removed before your file is stored.
Yours to delete
Remove your data at any time, permanently. No retention games.
Security and controls are modeled on HIPAA principles. If something looks unusual, a human reviewer may be involved. Anonymized documents may be used to improve the product. Questioning a charge before you pay it is your right as a consumer.
Be first in.
We're almost ready. Join the early-access list and we'll reach out when it's your turn.
Prefer email? Reach us at contact@myfairgo.com.
Sources
- Commonwealth Fund, Health Care Affordability Survey (2024): 45% of insured working-age adults received a bill or copay in the past year for a service they thought should have been covered; fewer than half challenged it.
- Equifax hospital-bill audit, as reported by ABC News: bills of $10,000 or more contained an average of $1,300 in errors.
- USC Schaeffer Center, JAMA Health Forum (2024): 74% of patients who reached out about a billing error had it corrected.